Here at Arbico Computers we've put together a range of
special finance deals that provide customers who prefer not to pay by
credit or debit card at the time of order, with an easy and attractive
alternative. Arbico Online Finance is the convenient way to get your
hands on the most extreme custom built PC's with the latest technology,
today without breaking the bank! What this means is that, with our
online finance options, you have the ability to get your dream PC now
and spread the cost of it over a time frame that suits your budget. In
short, you could have the latest and fastest PC's sooner than you think!
Arbico Online Finance is offered in association with V12finance.com,
who are market leaders in online retail finance. With the latest
technology at V12finance.com are now able to give approval decisions within a
matter of minutes.
You could have the latest and fastest PC's sooner than you think!
ARBICO Finance :: 5 Step Process
Click on the apply for finance button as soon you have completely filled out our application form, as you click on the process application button, your completed application for financing will be forwarded to our partners
V12finance.com for processing.
You will receive a decision, usually within 15 minutes.
Assuming you have a positive decision, you will receive instructions on how to download your agreement. Alternatively you may request that
the finance agreement is mailed to you.
Upon receiving your signed agreement we will then authorise the release of your goods.
You will receive your goods and pay for them according to the terms of
your chosen Finance Plan.
ARBICO Finance :: Payment Options
You could have the latest and fastest PC's sooner than you think!
Which finance product is right for you? Arbico Computers currently offer four options (shown below), all of which are available on orders over £699.00 (excluding orders for certain non qualifying products). With so much choice from Arbico, you are bound to find the perfect deal to get your perfect PC today.
Applying for online finance Applying for Arbico Computers online finance couldn't be easier or more convenient. Once you have configured your new dream machine and are happy with the selection, simply complete a brief on-line application form accessed via the
Payment Page when you got through the 'Checkout' process. Just follow the simple instructions, entering your personal details as required and we'll do the rest for you.
Arbico Computers Limited are licensed credit brokers. Credit is subject to status and written quotations are available on request.
Finance Parameters
Total purchase amount:
Selected finance option
Classic Credit 24 Months -- APR 15.9%
Detailed Finance Calculation
Cash Price (inc. delivery & VAT)
Deposit Price
Grace Period
One Time Arrangement Fee
Loan Amount (Cash Price less Deposit Price)
Monthly Installment (payable every month for months)
Balance Payable (Monthly Installment x months)
Total Amount Payable (inc. Deposit & Service Fee)
Total Charge For Credit (Total Amount Payable less Cash Price)
What is financing? Arbico Computers UK are committed to offering the very best products money can buy with the most convenient ways of paying for your goods. Financing is a convenient way of purchasing your goods with a minimum outlay and spreading the cost over a period of time that is convenient to you.
Who is eligible? Arbico finance is available to retail customers only. To apply for
Arbico Online Finance, you must be over the age of 18, work at least 16
hours a week, or be retired with an income. You must also be a resident
of the United Kingdom and have lived in the UK for the last three years
or more. Unfortunately, we are unable to offer online finance to
residents of Eire. Homemakers aren't excluded from application under
their own names; however we will require the employment details of your
spouse in order to process your application.
How can i apply? Applying for financing couldn't be easier or more convenient. After you have selected your purchases,
just go through our easy checkout process which requires you to fill out a simple on-line application form and we will do the rest.
How quickly will my application be processed? If your online application is received between 9am and 8pm, Monday to Friday (excluding Bank & Public holidays), 9am and 6pm on Saturday, or 10am and 5pm on Sunday then in the majority of cases, our team will provide you with a decision within a matter of minutes. If you submit your application outside of these hours, then we'll endeavour to provide a response the next working day. We'll send you an email to confirm the status of your application as soon as we've processed it.
Once my application has been approved, what happens next?
Within minutes of your application being approved, you'll be sent via
email, a link to your credit agreement, which can be easily downloaded.
Alternatively, you can request for a printed out, hard copy of your
agreement to be posted to you. All agreements are supported with a copy
of our terms and conditions. Once downloaded/received, you'll need to
read the agreement carefully, then sign and return it to our finance
company. Note that products will not be allocated to your order until
your completed and signed agreement is returned and received by us.
Shipment of your goods will follow in accordance with your chosen
shipment option as soon as your agreement has been returned to our
finance company and the testing of your PC has been completed.
Can I request delivery to an address other than my home (for
example - to my work address)? To safeguard against fraudulent applications, we can only deliver to your home address. However, for a
£15 surcharge, we can arrange for your goods to be delivered on a Saturday morning if that is more convenient for you.
Will you credit score me and if so, what does
this mean?
Credit scoring is the process used by financial services companies to
evaluate the credit risk of new applicants. This technique will be
applied to your application for online finance. Credit scoring works by
awarding points for each answer given on the application form such as
age, income and occupation, together with information obtained from
credit reference agencies. This information allows us to produce
consistent decisions, ensuring all our applicants are treated fairly.
Credit scoring does not discriminate on the grounds of sex, race,
religion, disability or colour.
If you decline my application, what is the
reason?
In addition to credit scoring, we also take into account confirmation of
your identity, validation of certain application details, existing
commitments and information held at the credit reference agencies.
Though we are unable to provide you with a main reason for decline of
your application, it is usually based on one, or a combination of the
following:
• Your credit score (note that every finance company will score you
differently)
• Adverse credit reference agency information
• You are considered to be overcommitted
• You are aged under 18
• Your existing account performance with other lenders
How do I obtain a copy of this information?
You should send a cheque for ?, made payable to the relevant company,
together with details of all addresses at which you have lived over the
last 6 years:
Consumer Help Desk Experian Limited PO Box 8000 Nottingham NG1 5GX
or
Equifax Department 1E PO Box 3001 Glasgow G81 2DT
You can also find out more about credit decisions by visiting the above
companies' websites: http://www.experian.co.uk/ and http://www.equifax.co.uk/
The above listed agencies will provide details of information relating
via these addresses. If you believe that the information is incorrect,
you can ask the agency to correct it.
What type of information do credit reference
agencies hold about me?
Some of the information is public information, for example electoral
roll, County Court Judgements and bankruptcies. Other lenders may also
file information about accounts you hold with them for instance this
could include your payment history and outstanding balance on these
accounts. Any requests for credit, where a credit reference search has
been undertaken, will also be filed, although the result of the request
is not recorded.
Who is my finance actually with?
Arbico Online Finance is offered in association with V12finance.com, who
are market leaders in online retail finance. V12finance.com source the
best value finance products from providers who excel in their customer
service. Your finance agreement will be with one of the UK's leading
finance houses. V12finance.com - a trading name of V-12 Finance Ltd, a
company registered in England & Wales No. 03700587. Registered office:
Regency House, 45-51 Chorley New Road, Bolton. BL1 4QR.
If my application is not successful, can I
re-apply?
Yes. We acknowledge that your circumstances change and just because we
have refused a previous application, it does not mean that we'll
automatically turn down a further request. We do suggest however, that
you leave at least 6 months between applications. When processing applications, the admin charge goes towards the cost of administration of the finance order. This includes doing a credit search and the handling and posting of the agreement documents.
What if i require any further assistance? For any further information you may require on the finance related part of your application,
please call us on 08456 25 26 27 from 10am to 6pm, Monday to Saturday.
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