Here at Arbico Computers we've put together a range of special finance deals that provide customers who prefer to have the flexibility of having their purchases now and paying for them in affordable monthly installments.
Arbico Online Finance is the convenient way to get your hands on the most extreme custom built PC's with the latest technology, today without breaking the bank! What this means is that, with our easy and attractive finance options, you have the ability to get your dream PC now and spread the cost of it over a time frame that suits your budget. In short, you could have the latest and fastest PC's sooner than you think!
In this area we have provided all the information you may need about our finance options. You can review the various Finance Production Options to figure out the best option for you and read our FAQ for answers to commonly asked question.
Our finance options are currently not available online and you will need to configure your PC, save your configuration and then call us on 08456 25 26 27 in order for us to set up a finance application for you.
Arbico Online Finance is offered in association with Hitachi Capital, who are market leaders in online retail finance. With the latest technology at hitachicapital.co.uk are now able to give approval decisions within a matter of minutes. Arbico Computers and Hitachi Capital, are Authorised and regulated by the Financial Conduct Authority.
You could have the latest and fastest PC's sooner than you think!
ARBICO Finance :: 5 Step Process
When you buy online from Arbico Computers Limited you have the choice of applying for instant finance by completing a finance application form. As soon you have completely filled out our application form, as you click on the process application button, your completed application for financing will be forwarded to our partners Hitachi Capital for processing.
During business hours, you will normally receive a decision instantly or in case the application is referred a decision will normally be provided within an hour. On holidays and weekends, decisions may not be received until the following working day.
Assuming you have a positive decision, you will either be provided an online finance agreement to sign electronically (e-Signature) or be provided with instructions on how to download your agreement to sign and send back.
Upon receiving your signed agreement and any additional documents that have been requested, following a few additional checks, we will authorise the release of your goods when they are ready for despatch.
You will receive your goods and pay for them according to the terms of your chosen Finance Plan.
Once you've chosen the products you'd like to purchase, simply call us on 08456252627 and speak to a Sales Advisor. They will send you a brief online application form. Just follow the simple instructions, entering your personal details as required and we'll do the rest.
ARBICO Finance :: Payment Options
You could have the latest and fastest PC's sooner than you think!
Which finance product is right for you? Arbico Computers currently offers Finance options on orders over £500.00 (excluding orders for certain non qualifying products). With our easy and attractive finance options, you are bound to find the perfect deal to get your Dream PC today.
Applying for Finance Applying for Finance with Arbico couldn't be easier or more convenient. Once you've chosen the products you'd like to purchase, simply call us on 08456252627 and speak to a Sales Advisor. They will send you a brief online application form. Just follow the simple instructions, entering your personal details as required and we'll do the rest.
Arbico Computers Limited are licensed credit brokers. Arbico Computers and Hitachi Capital, are Authorised and regulated by the Financial Conduct Authority. Credit is subject to status and written quotations are available on request.
Total purchase amount:
Selected finance option
Interest Bearing Credit (12 Months) -- APR 16.90%
Detailed Finance Calculation
Cash Price (inc. delivery & VAT)
One Time Arrangement Fee
Loan Amount (Cash Price less Deposit Price)
Monthly Installment (payable every month for months)
Balance Payable (Monthly Installment x months)
Total Amount Payable (inc. Deposit & Service Fee)
Total Charge For Credit (Total Amount Payable less Cash Price)
ARBICO Finance :: FAQs
NOTE - FINANCE IS ONLY APPLICABLE TO UK RESIDENTS
Arbico Computers are licensed credit brokers.
Arbico Computers and Hitachi Capital, are Authorised and regulated by the Financial Conduct Authority. Credit is subject to status and written quotations are available on request.
The credit advertised is provided by one credit provider with whom we have a commercial relationship.
Applying for Finance.
Applying for Finance with Arbico couldn't be easier or more convenient. Once you've chosen the products you'd like to purchase, simply call us on 08456252627 and speak to a Sales Advisor. They will send you a brief online application form. Just follow the simple instructions, entering your personal details as required and we'll do the rest.
Your questions answered.
Here's some of the most commonly asked questions regarding online finance.
What is financing? Arbico Computers UK are committed to offering the very best products money can buy with the most convenient ways of paying for your goods. Financing is a convenient way of purchasing your goods with a minimum outlay and spreading the cost over a period of time that is convenient to you.
Once my application is approved, what happens next? Within minutes of your application being approved, you'll be sent via email, a link to your credit agreement, which can be easily downloaded. Once received, you'll need to read the agreement carefully, then sign and return it to our finance company at the address shown. Note that products will not be allocated to your order until your completed and signed agreement is returned and received by Hitachi Capital. Shipment of your goods will follow soon after your agreement has been returned to our finance company.
Will you credit score me and if so, what does this mean? Credit scoring is the process used by financial services companies to evaluate the credit risk of new applicants. This technique will be applied to your application for online finance. Credit scoring works by awarding points for each answer given on the application form such as age, income and occupation, together with information obtained from credit reference agencies. This information allows us to produce consistent decisions, ensuring all our applicants are treated fairly. Credit scoring does not discriminate on the grounds of sex, race, religion or disability.
If you decline my application, what is the reason? In addition to credit scoring, we also take into account confirmation of your identity, validation of certain application details, existing commitments and information held at the credit reference agencies. Though we are unable to provide you with a main reason for decline of your application, it is usually based on one, or a combination of the following:
- Your credit score (note that every finance company will score you differently)
- Adverse credit reference agency information
- You are considered to be overcommitted
- You are aged under 18
- Your existing account performance with other lenders
What type of information do credit reference agencies hold about me?
Some of the information is public information, for example electoral roll, County Court Judgements and bankruptcies. Other lenders may also file information about accounts you hold with them for instance this could include your payment history and outstanding balance on these accounts. Any requests for credit, where a credit reference search has been undertaken, will also be filed, although the result of the request is not recorded.
If my application is not successful, can I re-apply?
Yes. We acknowledge that your circumstances change and just because we have refused a previous application, it does not mean that we'll automatically turn down a further request. We do suggest however, that you leave at least 6 months between applications.
Who is eligible to apply for online finance?
To apply for finance, you must be over the age of 18, work at least 16 hours a week, or be retired with an income. You must also be a resident of the United Kingdom and have lived in the UK for the last 12 months or more. Unfortunately, we are unable to offer online finance to residents of Eire. Homemakers aren't excluded from application under their own names; however we will require the employment details of your spouse in order to process your application.
I have sent my application to the finance company, but my order has not yet been processed? Allow 2-3 working days for the documents to arrive. If you have not heard anything after this check with our finance company to see if the application has been received and to find out if any further information is required. The communication system between Arbico and our finance company is automated. As soon as they have accepted the documentation, your order will be processed and you will receive a confirmation email.
I have changed my mind and no longer wish to proceed with an order by finance. If you've changed your mind, please contact us ASAP by email on firstname.lastname@example.org or phone 08456 252627 so that we can cancel your order, your finance application and refund your deposit. Do not contact our finance company as we will do this on your behalf. If your order has been built or tested, charges may be incurred as per 7.6 of our Terms and Conditions. Should you abort your order by not sending in your Finance Agreement, we will have no way of knowing that this is the case and will not refund your deposit.